Disclaimer
General Information
The content of this website is provided for general informational purposes only. It does not constitute professional advice tailored to any specific individual, organisation, or circumstance.
Accessing or using this website does not create a client relationship between you and Business, Accounting & Financial Advisory (“BAFA”).
No professional duty of care arises unless and until a formal engagement has been confirmed in writing, including agreed scope, fees, and applicable terms.
Scope of Advisory Services
BAFA provides strategic, academic, financial, and business advisory services strictly within the scope agreed in writing with each client.
Unless expressly agreed in writing and where legally permitted, BAFA does not provide:
- Statutory audit services
- Legal advice
- Regulated investment advice within the meaning of applicable financial services legislation
- Tax filing, regulatory representation, or statutory compliance services
Nothing on this website constitutes an invitation, solicitation, or recommendation to buy, sell, or hold any investment or financial instrument.
Where regulated, licensed, or jurisdiction-specific advice is required, clients must seek appropriately authorised professionals.
Academic & Educational Support
Academic and educational support services are advisory in nature and are intended to provide guidance, structure, analytical input, and feedback.
BAFA does not:
- Guarantee grades, admission, progression, funding, or academic outcomes
- Provide services intended to facilitate academic misconduct
- Assume responsibility for institutional compliance requirements
Clients remain solely responsible for ensuring that their use of support complies with their institution’s academic integrity policies and submission regulations.
BAFA reserves the right to decline or terminate services where misuse or policy breach is reasonably suspected.
Business Advisory & Forward-Looking Analysis
Business advisory services, including feasibility studies, financial modelling, strategic assessments, and market analysis, are analytical and evaluative in nature.
They do not constitute guarantees of:
- Commercial performance
- Profitability
- Funding approval
- Investor participation
- Regulatory approval
- Business success
Any projections, forecasts, or forward-looking statements are based on information available at the time of analysis and are inherently subject to change due to market conditions, regulatory developments, economic factors, geopolitical events, operational variables, or other circumstances beyond BAFA’s control.
Reliance on Information Provided
BAFA may rely on information provided by clients and third parties and does not independently verify such information unless expressly agreed in writing.
BAFA accepts no responsibility for outcomes arising from inaccurate, incomplete, or misleading information supplied by others.
Third-Party Reliance
Reports, analyses, and materials are prepared exclusively for the commissioning client.
No third party may rely on any deliverable without BAFA’s prior written consent.
Unauthorised circulation, publication, or external reliance is prohibited.
Independence & Non-Affiliation
BAFA operates independently and is not affiliated with, endorsed by, or acting on behalf of any university, academic institution, journal, financial institution, regulator, or government body.
Reference to standards, methodologies, or frameworks does not imply institutional endorsement or regulatory authority.
Limitation of Liability
Any liability arising from the provision of services is subject to the limitations set out in BAFA’s Terms & Conditions and any applicable engagement letter.
Nothing in this Disclaimer excludes or limits liability where such exclusion or limitation is prohibited by law.
Governing Law
This Disclaimer is governed by the laws of England and Wales.